What services does DWK Tax & Accounting offer?

DWK Tax & Accounting offers tax preparation and planning, bookkeeping, accounting, business advisory, and outsourced CFO services for individuals and small businesses in Wheaton, IL and DuPage County.

Where is DWK Tax & Accounting located?

DWK Tax & Accounting is based in Wheaton, Illinois, serving clients throughout DuPage County including Naperville, Glen Ellyn, Lisle, Downers Grove, and the greater Chicago suburbs.

Do you work with small businesses?

Yes. DWK Tax & Accounting specializes in serving small business owners, entrepreneurs, and growing companies who need more than basic tax compliance, including strategic advisory and fractional CFO support.

How do I schedule a consultation?

You can schedule a consultation by visiting https://dwkcpa.com/contact, calling (708) 369-0044, or emailing david@dwktaxaccounting.com.

What is cash flow planning?

Cash flow planning is the process of projecting when money will come into and go out of your business, so you can anticipate shortfalls before they happen and make informed decisions about spending, hiring, and investments. It goes beyond profit, a profitable business can still run out of cash if customers pay slowly or expenses are front-loaded. We build forecasts that show your cash position week by week and month by month.

Why is cash flow more important than profit?

Profit is what you earned on paper; cash flow is what you can actually spend. If your profit is tied up in unpaid invoices, inventory, or prepaid expenses, you may be profitable but unable to make payroll. Cash flow planning ensures you have liquid funds when you need them, regardless of what the profit and loss statement says.

How do you improve cash flow?

We improve cash flow through several strategies: accelerating accounts receivable with better invoicing and follow-up processes, negotiating better payment terms with vendors, timing major purchases strategically, managing inventory levels, and establishing lines of credit before you need them. The right combination depends on your specific business and cash cycle.

How often should I update my cash flow forecast?

For most small businesses, a 13-week rolling forecast updated monthly is ideal. This gives you a quarterly view with enough granularity to spot shortfalls before they hit. During periods of rapid growth, seasonal fluctuation, or financial stress, weekly updates may be warranted. We help you establish the right cadence for your business.

Can you help me get a business loan or line of credit?

Yes. Lenders want to see accurate financial statements and a credible cash flow forecast. We prepare the financial documentation, build the projections lenders require, and advise on the right type of financing, whether that is a line of credit, term loan, or SBA loan. Having CPA-prepared financials significantly strengthens your loan application.

Cash Flow Planning

Cash Flow Planning in Wheaton, IL

Profit does not pay the bills, cash does. A business can be profitable on paper and still struggle to make payroll if cash is trapped in unpaid invoices or excess inventory. DWK Tax & Accounting provides cash flow planning and forecasting to businesses across Wheaton and DuPage County, helping you see your cash position weeks and months ahead, anticipate shortfalls before they become crises, and make strategic decisions about spending, hiring, and growth backed by real projections rather than gut feel.

Cash Flow Planning Services

13-week rolling cash flow forecasts

Monthly cash flow projection updates

Accounts receivable aging and collection strategy

Accounts payable timing optimization

Working capital analysis and management

Seasonal cash flow planning

Line of credit and financing strategy

Loan and financing application support

Payment terms negotiation guidance

Cash reserve and emergency fund planning

See the Future Before It Arrives

Most cash flow problems are visible weeks before they become urgent, if you know where to look. A 13-week rolling forecast shows when receivables will land, when payables are due, and where the gaps are. With that visibility, you can accelerate collections, negotiate terms, or arrange financing before the shortfall hits.

David Korzeniowski, CPA builds these forecasts from your actual financial data and reviews them with you regularly. The result is a business that manages its cash deliberately rather than reacting to each surprise, and a business owner who sleeps better knowing what is coming.

Related Services

Monthly Bookkeeping Financial Reporting Business Consulting Fractional CFO Advisory Accounting Services

Serving DuPage County

CPA in Wheaton, IL CPA Serving Glen Ellyn, IL CPA Serving Winfield, IL

Why Choose DWK

A CPA Partner Who Invests in Your Success

Business owners choose DWK Tax & Accounting because they get direct access to a licensed CPA who understands their industry, their goals, and their numbers, not a revolving door of staff.

Licensed Illinois CPA

David Korzeniowski is a licensed Certified Public Accountant in the State of Illinois, not a seasonal tax preparer or a software dashboard. Every return is prepared and reviewed by a CPA who is accountable for accuracy and compliance.

Small Business Experience

8+ years working with contractors, restaurants, medical practices, law firms, e-commerce, real estate investors, and consultants across DuPage County. Industry-specific knowledge means better deductions and fewer surprises.

Year-Round Support

Tax strategy doesn't stop in April. David is available throughout the year for questions, planning conversations, and proactive adjustments, not just at filing season.

Proactive Tax Strategy

We plan ahead. Entity structure, timing, retirement contributions, and quarterly estimates are reviewed continuously so you keep more of what you earn, legally and strategically.

Personalized Planning

Every business is different. Recommendations are built around your specific circumstances, goals, and growth plans, never a generic template or a one-size-fits-all checklist.

Local & Accessible

Based in Wheaton, serving DuPage County and the western suburbs. You can call, email, or meet in person. No call centers, no overseas outsourcing, no account handoffs.

Meet David Korzeniowski, CPA Read Client Reviews View Success Stories

Frequently Asked Questions

Payroll Mistakes Small Businesses Make Common Small Business Tax Mistakes

Ready to Get Started

Take Control of Your Financial Future

Whether you need strategic tax planning, business advisory, or CFO-level financial leadership, DWK Tax & Accounting is ready to serve as a dedicated financial partner for your business.